Welcome to Hearts and Thoughts Insurance

About Us

Insurance as community. Hearts and Thoughts was created to fill a void in what has become the transactional based, detached from local desires, insurance industry. We thoughtfully consider all your risk management needs (known and unknown) while finding you the best prices. As a local, independent agency, we work with hand selected partners, to provide western New Yorkers with world class service and low rates. Call, text or email 24/7 to experience insurance with true heart and soul.

Our Products

Our agency offers insurance for all lines of insurance lines including your personal needs and business needs.

Personal Lines:

Auto, Home, Umbrella, Renters, Motorycle, Boat, Life and Health.

Commercial Lines:

Errors and Omissions Insurance  

Apartment and Habitational Insurance 

Restaurant Insurance 

Contractors Insurance

Small Business Owners Insurance

Commercial Umbrella

Workers Compensation Insurance

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Contact Us

Better yet, see us in person!

We love meeting our customers, call us and schedule a time that works best for you or e-mail us at info@heartsandthoughts.co

Hearts and Thoughts Insurance



Monday - Friday: 9am - 5pm

Saturday: By appointment

Sunday: Closed

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